First, it is extremely important that you do not admit fault or make presumptions about who was at fault in your accident. That’s because there are so many contributing factors that you may not know about until a thorough investigation is conducted. For example, the other driver may have been texting and you didn’t notice, or a defective part in your car may have caused you to lose control.

If an investigation reveals you are at fault, you will need to turn to your own insurance policy to recover compensation.